Fintech

arXiv:2605.30650v1 Announce Type: new Abstract: Artificial intelligence is now embedded as a primary decision engine in continuously operated financial AI pipelines spanning training and updating, deployment and inference, and operation with monitoring and feedback. The automation and scale that make these pipelines effective also create novel attack surfaces, where small algorithmic perturbations can amplify into persistent, system-level financial harm. Existing surveys, however, either treat AI as a defensive tool or analyse adversarial machine learning in a domain-agnostic manner, abstracting away finance-specific constraints such as accounting plausibility, non-IID federated data, continuous retraining, and automation-amplified downstream effects. We address this gap with a unified, lifecycle-centric and mechanism-driven framework. We partition financial AI into three lifecycle stages: training and updating, deployment and inference, and operation, monitoring, and feedback. We

Каковы перспективы развития финтех-сектора, цифровых технологий и экономики Монголии в целом в 20

In an industrial environment where every second matters and every mistake comes at a cost, a seasoned and

Mercury has emerged as one of a select group of fintech firms, like Ramp and Stripe, that continued to thrive after the collapse of pandemic-era valuations.

Mercury has emerged as one of a select group of fintech firms, like Ramp and Stripe, that continued to thrive after the collapse of pandemic-era valuations.

YouTube creators have never had more data at their fingertips. Views, impressions, click-through rates, audience retention, revenue per

Parker, a well-funded startup offering corporate credit cards and banking services, has filed for bankruptcy and is widely reported to have shut down.

Delayed ​‌payouts ‌؜‍have ⁠؜long ​frustrated ‍‌​⁠users ​who ⁠expect ​quick ⁠؜access ​to ‌their ؜money. Waiting ​‍؜​h‍ou‍rs ؜​or ؜even ​da‍ys

International payments used to move through long, rigid pipes. Each bank handled one segment. Each system spoke its

Waiting three days for a withdrawal from an online casino in 2026 is not a gambling problem —

Fintech companies are approaching payment performance with renewed focus, driven by advances in technology and changing consumer expectations.

Ahn Dan-bi, an official at Seoul Regional Customs, detected about 400 billion won ($272 million) in illicit overseas remittances by cracking down on a fintech-based small-value money transfer operator, marking the first case of its kind, the Korea Customs Service (KCS) said Thursday. In recognition of her role in shutting down money-laundering channels tied to cross-border crimes, the KCS selected her as its “customs officer of the month” for March and presented the award Monday. In an interview with The Korea Times, Ahn said the case was particularly challenging because it differed from conventional crackdowns on illegal remittances. While past investigations typically targeted unregistered operators engaged in underground or alternative remittance services, this case required authorities to probe the internal systems of a legally registered small-value remittance firm. “On the surface, the company appeared to comply with per-transaction and annual transfer limits,” she said. “In

The digital economy is moving at a breakneck pace, but for many, the “last mile” of online entertainment

Collide Capital, founded by Brian Hollins and Aaron Samuels, announced Thursday the close of a $95 million Fund II.

Seoul Fintech Lab has launched a three-month program aimed at helping turn digital asset ideas into businesses, offering funding opportunities and hands-on support through the XRP Ledger (XRPL) ecosystem. According to the city-backed fintech incubator on Tuesday, participants in the Korea Financial Innovation Program 2026 will receive support on business consulting, legal advisory and networking opportunities with industry partners. The program will also offer potential investment reviews and incubation opportunities at the lab. The program is backed by San Francisco-based fintech company Ripple as the main sponsor, with participation from partners including Industrial Bank of Korea, Hana Bank, Toss, DB Insurance and the Korea Fintech Industry Association. Applications, which opened on April 1, will be accepted through May 6. The program is open to individuals and teams with business ideas based on XRPL-powered digital asset services. Following a document screening process through May

arXiv:2603.23829v1 Announce Type: new Abstract: Financial systems have a growing reliance on computer-based and distributed systems, making FinTech systems vulnerable to advanced and quickly emerging cyber-criminal threats. Traditional security systems and fixed machine learning systems cannot identify more intricate fraud schemes whilst also addressing real-time performance and trust demands. This paper presented an Adaptive Neuro-Fuzzy Blockchain-AI Framework (ANFB-AI) to achieve security in FinTech transactions by detecting threats using intelligent and decentralized algorithms. The framework combines both an immutable, transparent and tamper resistant layer of a permissioned blockchain to maintain the immutability, transparency and resistance to tampering of transactions, and an adaptive neuro-fuzzy learning model to learn the presence of uncertainty and behavioural drift in fraud activities. An explicit mathematical model is created to explain the transaction integrity, adaptive

The startup, which hit a $75 billion valuation in 2025, is one of Europe's most valuable private tech companies.

The startup, which hit a $75 billion valuation in 2025, is one of Europe's most valuable private tech companies.

Modern problems call for modern solutions, and IDMERIT offers preventive measures to navigate the threat of an identity

Fintech software development services enable financial institutions, startups, and enterprises to design, build, and scale secure digital products

Financial technology has grown far beyond simple online payments. What began as digital wallets and peer-to-peer transfers now

One massive round of firings is apparently better for morale than a drip-drip-drip of death Twitter co-founder Jack Dorsey’s financial services company Block has announced it will fire 40 percent of staff – around 4,000 people – because new "intelligence tools" the company is implementing “can do more and do it better.”…

Ozon Fintech в этом году планирует дать клиентам доступ к паевым инвестиционным фондам (ПИФ), акциям и облигациям, которые торгуются на Мосбирже, сообщил «Интерфаксу» руководитель Ozon Fintech Ваэ Овасапян. Сначала будут доступны инструменты для неквалифицированных инвесторов, уточнили в компании. Клиентам предоставят доступ к инвестиционным продуктам на платформе банка или платформе Ozon, отметил Овасапян. Сейчас компания завершает работу над визуалом и клиентским путем, рассказал он. По его словам, по мере расширения продуктовой линейки инвестпродуктов компания рассмотрит возможность создания отдельного инвестиционного приложения.  Также Овасапян анонсировал планы по запуску кредитов наличными и автокредитов от Ozon Банка в этом году, передает «Интерфакс» со ссылкой на презентацию. Пока банк выдает клиентам только кредитные карты и предоставляет рассрочку. В презентации уточняется, что целевая рентабельность каждого

The 50 Hottest Fintech Startups In 2026  ForbesThe Future Of Business To Business Banking: Fintech 50 2026  ForbesNewcomers To The Fintech 50 2026  ForbesSix Entrepreneurs Making Their Fintech 50 Debut In 2026  ForbesForbes Fintech 50 sees 20 newcomers, highlighting AI and financial inclusion driven business models  Finextra Research

The 50 Hottest Fintech Startups In 2026  ForbesThe Future Of Business To Business Banking: Fintech 50 2026  ForbesNewcomers To The Fintech 50 2026  ForbesSix Entrepreneurs Making Their Fintech 50 Debut In 2026  ForbesForbes Fintech 50 sees 20 newcomers, highlighting AI and financial inclusion driven business models  Finextra Research

OpenAI moves beyond ChatGPT in India with a Pine Labs deal targeting enterprise payments and AI-driven commerce.

The Figure data breach allowed hackers to steal customer names, dates of birth, physical addresses, phone numbers, and email addresses.

The company said hackers downloaded “a limited number of files” after breaking into an employee’s account. The hacking group ShinyHunters took responsibility for the breach.

YouTube megastar MrBeast announced on Monday that his company, Beast Industries, is buying Step, a teen-focused banking app.

The startup CEO says she plans to publicly address the charges this week.

Fintech lender SoFi profit jumps on strong growth in fee‑based businesses  Yahoo FinanceView Full Coverage on Google News

Fintech lender SoFi profit jumps on strong growth in fee‑based businesses  Yahoo FinanceView Full Coverage on Google News

The fintech giant said it plans to "seek recoupment of any expenses" from its firewall provider SonicWall after a 2025 data breach exposed customer firewall configurations.

Exclusive | Capital One Strikes $5.15 Billion Deal for Fintech Brex  The Wall Street JournalCapital One is buying startup Brex for $5.15 billion in credit card firm's latest deal  CNBCCapital One to buy fintech Brex for $5.15B (COF:NYSE)  Seeking AlphaCapital One strikes $5.15 billion Brex deal, quarterly profit rises on interest income boost  ReutersCapital One agrees to buy Brex for $5.15B  Axios

Exclusive | Capital One Strikes $5.15 Billion Deal for Fintech Brex  The Wall Street JournalCapital One is buying startup Brex for $5.15 billion in credit card firm's latest deal  CNBCCapital One to buy fintech Brex for $5.15B (COF:NYSE)  Seeking AlphaCapital One strikes $5.15 billion Brex deal, quarterly profit rises on interest income boost  ReutersCapital One agrees to buy Brex for $5.15B  Axios

Hackers gained access to some Betterment customers’ personal information through a social engineering attack, then targeted some of them with a crypto-related phishing message.

Africa’s largest fintech company, Flutterwave, has acquired Nigerian open banking startup Mono in an all-stock deal valued between $25 million and $40 million, according to people familiar with the transaction. The acquisition brings together two of Africa’s leading fintech infrastructure companies. Flutterwave operates one of the continent’s widest payments networks, while Mono, often described as […]

Here is the full list of the fintech, real estate, and proptech Startup Battlefield 200 selectees, along with a note on what made us select them for the competition.

AI FinTech solutions merge machine learning, data analysis, natural language processing (NLP), robotic process automation  (RPA), and predictive

YC-backed Givefront is building a fintech designed specifically for nonprofits, including food banks, churches, and homeowner associations.

Marquis said ransomware hackers stole reams of banking customer data, containing personal information and financial records, as well as Social Security numbers, belonging to hundreds of thousands of people. The number of affected people is expected to rise.

arXiv:2512.01439v1 Announce Type: new Abstract: India's linguistic diversity presents both opportunities and challenges for fintech platforms. While the country has 31 major languages and over 100 minor ones, only 10\% of the population understands English, creating barriers to financial inclusion. We present a multilingual conversational AI system for a financial assistance use case that supports code-mixed languages like Hinglish, enabling natural interactions for India's diverse user base. Our system employs a multi-agent architecture with language classification, function management, and multilingual response generation. Through comparative analysis of multiple language models and real-world deployment, we demonstrate significant improvements in user engagement while maintaining low latency overhead (4-8\%). This work contributes to bridging the language gap in digital financial services for emerging markets.

Hirediversity said Friday that it has been selected for the K‑Fintech 30 Program, a fintech excellence initiative run by the Financial Services Commission (FSC). Specializing in tailored financial services for foreign residents and international students, Hirediversity is reportedly the only firm whose services are focused on foreign residents in Korea among the companies selected this year. Launched in 2023, the K-Fintech 30 Program aims to bolster the fintech industry by selecting 10 promising fintech firms each year for a total of 30 over three years, and supporting them with policy-linked funding, collaboration with financial institutions, investment attraction and other scale-up assistance. Hirediversity offers fintech and life-linked services tailored to foreign residents in Korea, aiming to allow them to continue using these services even after returning to their home countries. The company said its selection reflects recognition of its data-driven, client-certified approach, as

Naver’s fintech arm Naver Financial’s acquisition of Dunamu, the operator of Korea’s largest cryptocurrency exchange, Upbit, signals the tech powerhouse’s aggressive push to converge artificial intelligence (AI) and blockchain-based Web3 finance to reshape the global digital finance landscape. “Naver has built and continues to build unparalleled AI capabilities for financial services, leveraging its high-quality data and technical expertise across the digital space. And Dunamu has developed competitiveness through its experience operating a world-class digital asset exchange, as well as in token economics, on-chain services and the broader Web3 sector. And now, Web3 is added to Naver’s capabilities,” Naver CEO Choi Soo-yeon said during a press conference to announce the acquisition at its headquarters in Gyeonggi Province, on Thursday. “Sharing a common vision to pursue innovation on the global stage, Naver and Dunamu aim to combine our user bases, data technology, services and capital

UK-based Aspora, which has focused on remittances, will let non-resident Indians pay bills back home.

Flatpay’s bet is that it can challenge larger players by charging small merchants a flat transaction rate to use its card terminals and point-of-sales systems.

JPMorgan Chase wins fight with fintech firms over fees to access customer data  CNBCJPMorgan secures deals with fintech aggregators over fees to access data, CNBC reports  Yahoo FinanceJP Morgan hustles Plaid for a deal in bitter fight over 'free data,' with Wells and PNC encouraged, while Fidelity, Schwab also force fintechs to pay up or pound sand as part of 'deeper battle'  RIABizJPMorgan Chase wins fight with fintech firms over fees to access customer data-CNBC  MarketScreenerYodlee and JPMorganChase Strengthen Decades-Long Partnership With Updated Data Access Agreement  Business Wire

JPMorgan Chase wins fight with fintech firms over fees to access customer data  CNBCJPMorgan secures deals with fintech aggregators over fees to access data, CNBC reports  Yahoo FinanceJP Morgan hustles Plaid for a deal in bitter fight over 'free data,' with Wells and PNC encouraged, while Fidelity, Schwab also force fintechs to pay up or pound sand as part of 'deeper battle'  RIABizJPMorgan Chase wins fight with fintech firms over fees to access customer data-CNBC  MarketScreenerYodlee and JPMorganChase Strengthen Decades-Long Partnership With Updated Data Access Agreement  Business Wire

Hanwha Life Insurance has invited 30 outstanding students from Vietnam for a five-day program focused on financial innovation, the firm said Wednesday. The program, which began Monday, is part of the insurer’s global corporate social responsibility initiative, FuturePlus. The selected participants include winners of the Vietnamese Olympiad in Informatics, top students from the fintech department at the Vietnam-Korea University of Information and Communication Technology (VKU) and scholarship recipients in finance and ICT from Ho Chi Minh City University of Technology. A welcoming ceremony was held Tuesday at the insurer’s headquarters at the 63 Building in Seoul. The participants then visited Hanwha Life’s open innovation hub, DreamPlus Gangnam, where they explored Korea’s dynamic startup ecosystem and observed fintech innovation firsthand. They also attended lectures organized by Hanwha Life’s artificial intelligence (AI) division and external experts on topics such as AI-driven

Korean startup Crosshub has been named the winner of the Best of Innovation Award in the fintech category at the CES 2026, the company said Tuesday. The firm, established in May 2024, earned the accolade for its blockchain-based digital identity verification service, IDBlock, and its global cross-border payment platform, B-Pay. The awards, organized by the Consumer Technology Association, recognizes companies demonstrating outstanding technological innovation and leadership across industries. Winners are announced ahead of the world’s largest consumer electronics and IT exhibition, held every January in Las Vegas. IDBlock combines artificial intelligence (AI)-driven facial recognition with passport eKYC (electronic Know Your Customer) verification to deliver a secure blockchain-based digital identity solution. The service underpins B-Pay, which allows international users to access Korean domestic services, including food delivery, public transportation, accommodations and reservations,

Financial leaders from Switzerland visited Toss Bank's headquarters in Seoul to learn about the innovations and achievements of Korea's internet-only banks, Toss Bank said Thursday. The online-only lender said the Swiss delegation, consisting of 18 members, was welcomed by Toss Bank employees, including CEO Rhee Eun-mi, Wednesday. Composed of C-level executives from major Swiss cantonal banks, the group represents key leaders in the country's financial ecosystem. Switzerland has 26 cantonal banks, each established by its respective cantonal government to support the local economy and financial infrastructure. Their visit to Toss Bank was organized by the Embassy of Switzerland in Korea, in partnership with Swisscom, a leading Swiss ICT company. During the visit, Toss Bank shared its progress in digital innovation and efforts to expand customer accessibility since its launch in 2021. The presentation highlighted the bank's products and services, technology-driven risk management and

arXiv:2511.02608v1 Announce Type: new Abstract: This paper investigates the impact of financial technology (FinTech) on the financial sustainability (FS) of commercial banks. We employ a three-stage network DEA-Malmquist model to evaluate the FS performance of 104 Chinese commercial banks from 2015 to 2023. A two-way fixed effects model is utilized to examine the effects of FinTech on FS, revealing a significant negative relationship. Further mechanistic analysis indicates that FinTech primarily undermines FS by eroding banks' loan efficiency and profitability. Notably, banks with more patents or listed status demonstrate greater resilience to FinTech disruptions. These findings help banks identify external risks stemming from FinTech development, and by elucidating the mechanisms underlying FS, enhance their capacity to monitor and manage FS in the era of rapid FinTech advancement.

Technology has quietly changed how we shop and play online. While flashy games and bonus offers still grab

arXiv:2511.00074v1 Announce Type: new Abstract: While Large Language Models (LLMs) excel at tool calling, deploying these capabilities in regulated enterprise environments such as fintech presents unique challenges due to on-premises constraints, regulatory compliance requirements, and the need to disambiguate large, functionally overlapping toolsets. In this paper, we present a comprehensive study of tool retrieval methods for enterprise environments through the development and deployment of ScaleCall, a prototype tool-calling framework within Mastercard designed for orchestrating internal APIs and automating data engineering workflows. We systematically evaluate embedding-based retrieval, prompt-based listwise ranking, and hybrid approaches, revealing that method effectiveness depends heavily on domain-specific factors rather than inherent algorithmic superiority. Through empirical investigation on enterprise-derived benchmarks, we find that embedding-based methods offer superior

The Indian fintech already has a presence in 20 countries worldwide.

Toss Bank said Thursday that board members of the International Banking Federation (IBFed) visited its headquarters Wednesday to discuss the innovation of Korea's internet-only banking sector. Key figures from major banking associations — including Anthony Ostler, chair of the IBFed — took part in the visit. The delegation of 18 included representatives from the U.S., Europe, Australia, South Africa, India and China. Their visit coincided with the 84th Board Meeting of the IBFed, hosted by the Korea Federation of Banks in Seoul. Established in 2004, the IBFed is a global consultative body representing the banking industry. Its full members represent six regions — the U.S., Europe, Japan, Australia, South Africa and Canada — while Korea, China, India and Brazil are associate members. Toss Bank CEO Rhee Eun-mi and Chief Strategy Officer Park Jin-hyun welcomed the visitors. The bank said it showcased the innovative spirit of Korea's internet-only banking industry, highlighting its

arXiv:2510.25518v1 Announce Type: new Abstract: Retrieval-Augmented Generation (RAG) systems often face limitations in specialized domains such as fintech, where domain-specific ontologies, dense terminology, and acronyms complicate effective retrieval and synthesis. This paper introduces an agentic RAG architecture designed to address these challenges through a modular pipeline of specialized agents. The proposed system supports intelligent query reformulation, iterative sub-query decomposition guided by keyphrase extraction, contextual acronym resolution, and cross-encoder-based context re-ranking. We evaluate our approach against a standard RAG baseline using a curated dataset of 85 question--answer--reference triples derived from an enterprise fintech knowledge base. Experimental results demonstrate that the agentic RAG system outperforms the baseline in retrieval precision and relevance, albeit with increased latency. These findings suggest that structured, multi-agent

Fintech company Fiserv slashes guidance, shuffles leadership after big earnings miss  Yahoo FinanceFiserv stock craters 44% for worst day ever after company slashes guidance  CNBCFiserv Reports Third Quarter 2025 Results  FiservFiserv Erases $30 Billion in Market Value After New CEO Pulls Guidance  The Wall Street JournalFiserv’s Massive Earnings Shortfall Baffles Analysts, Sends Stock Tumbling  Bloomberg.com

Fintech company Fiserv slashes guidance, shuffles leadership after big earnings miss  Yahoo FinanceFiserv stock craters 44% for worst day ever after company slashes guidance  CNBCFiserv Reports Third Quarter 2025 Results  FiservFiserv Erases $30 Billion in Market Value After New CEO Pulls Guidance  The Wall Street JournalFiserv’s Massive Earnings Shortfall Baffles Analysts, Sends Stock Tumbling  Bloomberg.com

Charter Space wants to change how spacecraft are insured.

As fintech companies race to deliver innovative solutions in a competitive market, AI and ML have emerged as

"Baku Fintech Forumu 2025" tədbiri start götürüb. Day.Az Trend-a istinadən xəbər verir ki, tədbir "Azərbaycan Fintex Assosiasiyası" İctimai Birliyinin (AzFina) təşkilatçılığı, Azərbaycan Respublikasının Mərkəzi Bankı və Azərbaycan Banklar Assosiasiyasının tərəfdaşlığı ilə keçirilir.

The move shows that OnePay, founded by Walmart and venture firm Ribbit Capital in 2021, sees crypto as a core offering as it builds out its "everything app."

The six-year-old firm's third fund is nearly the size of it previous fund raised during the fintech boom in early 2022.

Wealthfront, the startup that helped popularize the robo-advisor style of automated investing, filed for a U.S. initial public offering Monday.

The internal valuation of $12 billion represents a significant decline from the $40 billion assigned to Checkout.com in a 2022 funding round.

The internal valuation of $12 billion represents a significant decline from the $40 billion assigned to Checkout.com in a 2022 funding round.

The success of any digital product often hinges on how it handles the first encounter. Research shows that

Powered by India’s small businesses, UK fintech Tide becomes a TPG-backed unicorn  TechCrunchView Full Coverage on Google News

Powered by India’s small businesses, UK fintech Tide becomes a TPG-backed unicorn  TechCrunchView Full Coverage on Google News

Tide serves over 1.6 million micro and small enterprises globally, with more than half of them based in India.

Jar has been profitable after tax for the past two quarters.

Y Combinator-alum Rulebase is betting that the next wave of automation in financial services will be the unglamorous tasks.

Илья Филоненко занял позицию Chief Product Officer (CPO, продуктовый директор) финтех-направления «Авито». Он будет отвечать...

Fintech firm Lendbuzz files for IPO  CNBCView Full Coverage on Google News

Fintech firm Lendbuzz files for IPO  CNBCView Full Coverage on Google News

Lendbuzz is looking to go public amid a wave of fellow fintech companies.

arXiv:2509.08995v1 Announce Type: new Abstract: The integration of Large Language Models (LLMs) into financial technology (FinTech) has revolutionized the analysis and processing of complex financial data, driving advancements in real-time decision-making and analytics. With the growing trend of deploying AI models on edge devices for financial applications, ensuring the privacy of sensitive financial data has become a significant challenge. To address this, we propose DPFinLLM, a privacy-enhanced, lightweight LLM specifically designed for on-device financial applications. DPFinLLM combines a robust differential privacy mechanism with a streamlined architecture inspired by state-of-the-art models, enabling secure and efficient processing of financial data. This proposed DPFinLLM can not only safeguard user data from privacy breaches but also ensure high performance across diverse financial tasks. Extensive experiments on multiple financial sentiment datasets validate the effectiveness

Uber is partnering with fintech firm Pipe to incorporate embedded technology in the Uber Eats Manager for small businesses to access loans.

Klarna raises $1.37 billion in US IPO, boosting fintech hopefuls  ReutersKlarna prices IPO at $40, above online lender's expected range  CNBCKlarna IPO: Offering Prices Above Range; Stock to Start Trading Tomorrow  Barron'sWhat’s Behind Klarna’s $14 Billion IPO Valuation?  MorningstarKlarna Said to Guide IPO Pricing at Top or Above Marketing Range  Bloomberg.com

Klarna raises $1.37 billion in US IPO, boosting fintech hopefuls  ReutersKlarna prices IPO at $40, above online lender's expected range  CNBCKlarna IPO: Offering Prices Above Range; Stock to Start Trading Tomorrow  Barron'sWhat’s Behind Klarna’s $14 Billion IPO Valuation?  MorningstarKlarna Said to Guide IPO Pricing at Top or Above Marketing Range  Bloomberg.com

Walmart-backed fintech OnePay is adding wireless plans to its everything app  CNBCView Full Coverage on Google News

Walmart-backed fintech OnePay is adding wireless plans to its everything app  CNBCView Full Coverage on Google News

The OnePay launch is the latest example of a fintech firm adding wireless connectivity to its product set; Klarna and Nubank have made similar announcements.  

TransBnk has raised $25 million in a round led by Bessemer Venture Partners to India's digitize corporate banking.

The financial industry is evolving at lightning speed. Traditional banks, once the only gatekeepers of money, now share

Paytm has received approval from India’s central bank to resume onboarding new online merchants and offer its digital payment services.

Insights from Daniil Mazepin At Meta, a single system update might involve hundreds of engineers and millions of

When Parthi Duraisamy was a consultant at McKinsey’s Dubai office, he discovered that the American Express cards his company relied on for corporate expenses were rarely accepted in the Middle East. This forced Duraisamy to cover significant travel expenses out of pocket and file endless expense reports. “It was a constant pain,” Duraisamy explained on […]

arXiv:2507.19976v1 Announce Type: new Abstract: Fintech provides technological services to increase operational efficiency in financial institutions, but traditional perimeter-based defense mechanisms are insufficient against evolving cyber threats like insider attacks, malware intrusions, and Advanced Persistent Threats (APTs). These vulnerabilities expose Fintech organizations to significant risks, including financial losses and data breaches. To address these challenges, this paper proposes a blockchain-integrated Zero Trust framework, adhering to the principle of "Never Trust, Always Verify." The framework uses Ethereum smart contracts to enforce Multi Factor Authentication (MFA), Role-Based Access Control (RBAC), and Just-In-Time (JIT) access privileges, effectively mitigating credential theft and insider threats, the effect of malware and APT attacks. The proposed solution transforms blockchain into a Policy Engine (PE) and Policy Enforcement Point (PEP), and policy storage,

JPMorgan says fintech middlemen like Plaid are ‘massively taxing’ its systems with unnecessary pings  CNBCJPMorgan spooks fintechs with plans to charge for access to customer data  Financial TimesWhy JPMorgan Is Hitting Fintechs With Stunning New Fees For Data Access  ForbesTyler Winklevoss Says JPMorgan’s Dimon Paused Onboarding Gemini Over Criticism  BloombergJPMorgan allegedly pauses Gemini onboarding after Winklevoss broadside, reigniting ‘Choke Point 2.0’ feud  Yahoo Finance

JPMorgan says fintech middlemen like Plaid are ‘massively taxing’ its systems with unnecessary pings  CNBCJPMorgan spooks fintechs with plans to charge for access to customer data  Financial TimesWhy JPMorgan Is Hitting Fintechs With Stunning New Fees For Data Access  ForbesTyler Winklevoss Says JPMorgan’s Dimon Paused Onboarding Gemini Over Criticism  BloombergJPMorgan allegedly pauses Gemini onboarding after Winklevoss broadside, reigniting ‘Choke Point 2.0’ feud  Yahoo Finance

JPMorgan, the biggest U.S. bank by assets, is preparing to charge fintech middlemen like Plaid and MX new fees for access to customer data.

arXiv:2507.14007v1 Announce Type: new Abstract: The rapid integration of blockchain, cryptocurrency, and Web3 technologies into digital banks and fintech operations has created an integrated environment blending traditional financial systems with decentralised elements. This paper introduces the CryptoNeo Threat Modelling Framework (CNTMF), a proposed framework designed to address the risks in these ecosystems, such as oracle manipulation and cross-chain exploits. CNTMF represents a proposed extension of established methodologies like STRIDE, OWASP Top 10, NIST frameworks, LINDDUN, and PASTA, while incorporating tailored components including Hybrid Layer Analysis, the CRYPTOQ mnemonic for cryptocurrency-specific risks, and an AI-Augmented Feedback Loop. Drawing on real-world data from 2025 incidents, CNTMF supports data-driven mitigation to reduce losses, which totalled approximately $2.47 billion in the first half of 2025 across 344 security events (CertiK via GlobeNewswire, 2025;

The Korean art market continues to grapple with structural challenges stemming from information asymmetry and a lack of price transparency, as details regarding transaction parties and prices are rarely disclosed. Nevertheless, artworks are increasingly being recognized not only as objects of appreciation but also as assets used for inheritance, donations and investment. In line with this shift, the market has shown rapid growth. According to the report published by the Korea Arts Management Service, the total transaction volume of the domestic art market surged from 329 billion won ($238 million) in 2021 to 922.3 billion won in 2022, nearly a threefold increase in just one year. Regulatory changes are also underway. The Art Promotion Act, which took effect in July 2024, requires more systematic management and greater transparency in the operation of artworks, particularly within public institutions. As a result, demand is growing for tools that enable objective, data-driven valuation

arXiv:2507.12835v1 Announce Type: new Abstract: Financial trading environments are characterized by high volatility, numerous macroeconomic signals, and dynamically shifting market regimes, where traditional reinforcement learning methods often fail to deliver breakthrough performance. In this study, we design a reinforcement learning framework tailored for financial systems by integrating quantum circuits. We compare (1) the performance of classical A3C versus quantum A3C algorithms, and (2) the impact of incorporating LSTM-based predictions of the following week's economic trends on learning outcomes. The experimental framework adopts a custom Gymnasium-compatible trading environment, simulating discrete trading actions and evaluating rewards based on portfolio feedback. Experimental results show that quantum models - especially when combined with predictive signals - demonstrate superior performance and stability under noisy financial conditions, even with shallow quantum circuit

Spurred by the performance of its first fund, Cambrian Ventures' $20 million second fund will continue the firm's thesis of focusing on fintech startups.

JPMorgan Chase is a juggernaut in the global payments industry, helping move nearly $10 trillion daily, so it makes sense that they would explore stablecoins.

Fintech stocks bounced back Monday as analysts downplayed the potential impact of JPMorgan's reported plan to charge for bank data access.